DISTRIBUTION PLANNING
Will you outlive your money in retirement? Do you know what is a “safe-rate” to withdraw from your portfolio in retirement? Have you heard of the “4% Rule?” What accounts should you draw money from and in what order?
SilverPeak advisors work with you to create an Income Distribution Strategy to give you a “paycheck” from your portfolio upon retirement. Our distribution strategies are designed to give you the highest possible monthly income, without jeopardizing your portfolio, when (not if) markets decline. It is important to have a plan and a general guideline for spending.
The goal, after all, isn’t to worry about complicated calculations, it is to ENJOY YOUR RETIREMENT!