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Youth doesn’t have to be wasted …

What about Reading, Riting, Rithmetic and Return on Investment?!?! We believe that financial education is not just about money. It’s also about our sense of well-being, creating equal opportunities, even strengthening our relationships. So, though we work predominately with adults, we believe that it’s important to share with the next generation...

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2023 Market Outlook

Despite high inflation and rising interest rates, the U.S. labor market remains strong. If inflation continues to ease, an economic soft landing may actually be possible. The U.S. economy produced jobs at a slower but still comfortable rate at the end of 2022, as higher interest...

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2022 Tax Planning

2022 Considerations SECURE Act: You may know that, as part of a larger government package signed into law in December 2019, Congress included provisions that could make saving for retirement more accessible. Key takeaways include: Required minimum distributions (RMD) now begin at age 72. If you...

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Fresh Water: A Precious Natural Resource

Water is elemental. Crucial for life as we know it. Finite in supply—particularly fresh water—it is chronically degraded by pesticides, herbicides, fossil fuels operations, discarded plastics, and countless other contaminants. Add it all up and it seems like the perfect combination of inelastic demand and...

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Stock Market Volatility

Inflation and rising interest rates are putting downward pressure on stocks and bonds. It is too early to tell if this is the start of a larger inflation and interest rate cycle, or just a correction from the pandemic-induced extremes. Either way, stock prices will...

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portfolio strategy for the long haul

Recent stock market volatility may be with us for a while as inflation and geopolitical events continue to capture headlines. Positioning portfolios to weather the inevitable storms is the key to success. Investing in the stock market can lead to losses, or so the widely-used disclaimer...

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Bull Market Intact

Global stock markets have continued their rise despite a recent pullback. The S&P 500 was up over 6% in first quarter, and the U.S. small company Russell 2000 index was up over 12%. Stocks were arguably ripe for a pullback, given buoyant investor sentiment.  One indicator—the...

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